Farm Bureau
Farm Bureau offers cheap car insurance for those who want to reduce their auto insurance costs. On average, their premiums are much lower than the national average. For example, minimum coverage with Farm Bureau costs just $423 a year, while the national average is $565. For full coverage, the cost ranges from $1,512 to $1,674 per year, depending on your personal rating factors.
Farm Bureau also offers a telematics program that tracks your driving habits and can qualify you for discounts on your insurance. Farm Bureau also offers standard home insurance policies that offer basic coverage. While there are few customization options, they are a solid choice for homeowners who are looking for solid basic coverage.
Metromile
Metromile offers pay-per-mile car insurance for drivers who drive fewer miles per month. Customers pay a fixed monthly fee plus a per-mile rate. If you drive less than 10,000 miles a year, you will pay less. According to Metromile’s website, the base monthly rate is just $29 and the premium is less than a few cents per mile. The premium will also vary depending on your age, driving history, and type of vehicle.
Metromile uses information from the California Department of Insurance to calculate its rates. It also offers a trial program called «Ride Along» that estimates the miles you drive. The cost of the monthly premium is calculated based on the estimated miles you drive each year.sy to use, and you can save time and money.